Don’t be surprised: that was the plan from the getgo

Experts are now predicting that as many as 80 million people will lose coverage when the employer mandate of Obamacare goes into effect, and people are freaking out. There is a reason that this WH chose to specifically delay the employer mandate over the individual mandate, despite the fact that the individual mandate has turned into a massive catastrophe. That reason is simple:

Almost 80 million people with employer health plans could find their coverage canceled because they are not compliant with ObamaCare, several experts predicted. Their losses would be in addition to the millions who found their individual coverage cancelled for the same reason.

Stan Veuger of the American Enterprise Institute said that in addition to the individual cancellations, “at least half the people on employer plans would by 2014 start losing plans as well.” There are approximately 157 million employer health care policy holders.

Avik Roy of the Manhattan Institute added, “the administration estimated that approximately 78 million Americans with employer sponsored insurance would lose their existing coverage due to the Affordable Care Act.”

Last week, an analysis by the American Enterprise Institute, a conservative think tank, showed the administration anticipates half to two-thirds of small businesses would have policies canceled or be compelled to send workers onto the ObamaCare exchanges. They predicted up to 100 million small and large business policies could be canceled next year.

I bet this number is low. Obamacare’s purpose, from the get go, was to destroy the existing system. The most important part of that drive to force us all into that unpopular single payer system the left wants. When so many companies, small business or otherwise, start dropping their employee coverage, it will create a snowball effect. To remain competitive every company in an industry will follow the lead of others. Obamacare’s employer mandate is the end of employer provided healthcare, and anyone saying otherwise is a fucking moron.

And buyer beware, because when the employers drop their coverage they will not raise your pay to balance this out. You are now going to have to pay that full amount for whatever system they force us all on, out of your own pocket, and you will do so on your current net take home pay. In my case I am losing an extra $16K my employer was paying annually for this coverage. I bet my new costs, if this system holds true and whatever replaces our existing system tries to again spread the misery to the productive, will be at least 50% higher than the total cost right now. So I am expecting that I will incur a $25K added annual cost to my current expenditures because of the left’s government healthcare takeover.

Thank you very much you fucking progtards.

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  1. Hal_10000

    Just to be clear: this report does not mean that 80 million people will be uninsured, as you are implying, or have to buy individual policies. This means that 80 million people will have their current insurance cancelled as non-compliant and replaced by more expensive insurance. Here’s Roy’s article on it:

    http://www.forbes.com/sites/theapothecary/2013/10/31/obama-officials-in-2010-93-million-americans-will-be-unable-to-keep-their-health-plans-under-obamacare/

    This is once again an illustration of how Obamacare is like a house of cards. Without the employer mandate, which Obama has delayed, there is a real danger of millions ending up uninsured or marginally insured.

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  2. AlexInCT *

    Just to be clear: this report does not mean that 80 million people will be uninsured, as you are implying, or have to buy individual policies. This means that 80 million people will have their current insurance cancelled as non-compliant and replaced by more expensive insurance.

    Actually Hal what this means is that most employers will simply stop providing healthcare because it is too expensive, too complex, and just so much pain that it is not worth it. People might pretend otherwise, and many employers, including my own, are making much ado about how they won’t be giving that up, but when push comes to shove it will be a cascade effect and they will all drop it. It might not happen the first year out, but it will definitely be done 5 years out.

    This is once again an illustration of how Obamacare is like a house of cards. Without the employer mandate, which Obama has delayed, there is a real danger of millions ending up uninsured or marginally insured.

    With the employer mandate the same will come about, Hal. The goal here was to kill the existing model, where employers provide healthcare, because as long as that exists the majority will pick that over a single payer system the left wants. Kill that employer provides system, and you suddenly get a much more willing populus, ready to eat shit and say they like it, because the alternative looks just as bad. Of course, by the time they realize how much worse the government controlled single payer system is than anything they could have imagined, it will be to late, and we will be stuck with something like the NHS.

    I guess lots of (more?) people with bad teeth are in our future….

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  3. Hal_10000

    With the employer mandate the same will come about, Hal

    The employer mandate means that employers have to provide insurance. They don’t have a choice.

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  4. AlexInCT *

    The employer mandate means that employers have to provide insurance. They don’t have a choice.

    Actually that’s not correct at all, Hal. Sure, Obamacare dictates that employers providing healthcare have to provide health insurance to people that work over 30 hours, no ifs, buts, or ands. This is why we have seen so many people get told they will now have to work fewer hours cause they aren’t getting healthcare from their employer. And then, they only get the plans that Obamacare allows, which will cost far more because these plans cover all sorts of things these people didn’t want or need (maternity shit for dudes and post-menopausal ladies), while often gutting some special coverage they did want. So, as many are already doing, because they have the option of dropping insurance offerings completely, they are doing just that. From that last link:

    Home Depot, GE, Trader Joe’s, Walgreen, IBM, and Time Warner are just a few of the major corporations that have announced they will stop sponsoring health insurance plans, either for current employees, retired employees, or both. Those workers who were formerly covered under these plans will have to find new coverage from the tax-subsidized ObamaCare exchanges or private exchanges.

    So there you have it. They HAVE to provide insurance to people working over thirty hours, and then they HAVE to only offer Obamacare approved plans, but there is an out. They also have the option of saying goodbye to the whole disastrous mess, something the designers of Obamacare are counting on, and drop health coverage completely. And the politically motivated delay to the employer mandate is only going to make the number of employers opting out of providing coverage, worse. BTW, I hear most colleges, bastions of liberalism that they are, are amongst the ranks of the first entities indicating that plan to drop healthcare coverage for all their employees.

    The writing is on the wall…

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  5. Xetrov

    The employer mandate means that employers have to provide insurance. They don’t have a choice.

    Sure they do. Cover insurance as mandated, or pay a $2000 fine (a “tax” thanks to Justice Roberts) annually per employee. How long until Employers decide that a flat $2,000 “tax” per employee is better than the rigmarole of trying to tread the Obamacare waters? It will only take one major employer to decide to stop offering healthcare as a perk, and it will be a domino effect that completely kills the employer-linked health insurance model. Then we will need the government to save us from the government created problem. Enter single-payer.

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  6. richtaylor365

    OT, Hal, where the heck is that “Turkey’s of the year” post for 2013? Has there ever been a year with more potential candidates?

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